Credit Card vs. Uplift
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Cost Using a Credit Card
Credit Card Results Creditcard.com & Calculator.net
The credit card charge is $5,500.00.
The interest rate at 20.52%.
The monthly payment amount is
$149.05 per month.
It will take 4 years and 11 months to pay off the balance.
The total interest is $3,263.87.
The total paid is $8,763.87.
Cost Using a Personal Loan
Personal Loan Results Bankrate.com & Calculator.net
The loan amount is $5,500.00.
The interest rate is 18%.
It will take 2 years to pay off the balance.
The origination Fee is Paid Upfront at 5%.
The monthly payment is $274.58.
The total interest paid is $1,089.98.
The total amount paid is $6,589.98.
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